The Beginning of True Adulthood*

I took a major step in my life this week.

I enrolled in supplemental life, accidental death/dismemberment, and supplemental disability insurances.

I’m now officially worth more dead than alive.

Fortunately, I’m working for an institution that offers domestic partner benefits and I’m able to cover UMB and list him as a beneficiary.

Not everyone has that ability, ya know. [insert plea for domestic partnership/gay marriage laws here]

I listed my parents as beneficiaries, as well.

So if I were to die in a car accident tomorrow, wearing my seatbelt (I always do), the payout would be nearly $750,000.

Anyone got a spare motion-sensitive camera I could borrow? I’d like to keep a close eye on my brake lines.

* I think you’re officially an adult when you start trying to plan the end stages of your life, retirement, disability, death… and those damn kids who keep kicking over the rocks in my yard.

10 thoughts on “The Beginning of True Adulthood*

  1. very, very cool that you can cover umb. yay! i’m so glad to hear that.

    for the record, you are priceless and without a doubt worth more alive.

    how about i read the last line as you wanted to kill the little crumb snatchers who kick over rocks in your yard. hehe

  2. When I started college, my parents took out a life insurance policy on me, just in case I happened to die while they took out their part of the loans for school. That was sobering at 17.

    Now, if I die, my wife will be a millionaire. I just know she’s plotting my demise.

  3. i remember the feeling well. it’s scary, cool, sobering and intoxicating all at once.

    that reminds me, i need to change j’s policy soon, that boy is not gonna make it to 40 if he doesn’t chill the hell out! i swear sometimes, they outta make it illeagal for family to benifit from someones death. it can become a very tempting problem. ;-)

  4. Robin – Glad I could help. I’m just a fount of shit like this?

    hello – Crumb snatchers? Is that a euphemism for something?

    Miss Britt – Hey, it costs me like $4 a month for $200,000 coverage. I’ll be a sucker for that.

    Avitable – My folks had some ridiculous $2000 policy on me until I was 25. I just figured that was their replacement cost.

    heather – Reattach the brake line, put down the wrench and back away slowly…

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